Education Loan
Estimate your Education Loan and fast-track your career growth.
Enjoy greater freedom with the education loan
Invest in your success by financing your continuing education
A personal loan helps you fund your training project and unlock your potential. Our team assists you in accurately estimating your budget, including any potential reduction in your working hours.
Study in comfort with a personal loan
Continuing education requires reliable equipment—ergonomic chair, noise-cancelling headphones, and more. Set yourself up for success.
The best rates for your training.
Starting at 5.9%.
Benefit from the best conditions for your education loan thanks to our specialists and our partner banks. Your advisor will offer you personalized financing adapted to your budget.
Our education loan offers you Much more
An adapted monthly payment to your financial situation
Do you want a light monthly payment? Apply online and find out your budget. Your Credial advisor will present you with the solutions available to you.
We support you objectively.
Our mission is to support you for find the financing that's right for you. Then start the selected course with clear ideas.
ZEK solvency check: Update your data before applying for your education loan.
Your Credial advisor will offer you a complete analysis of your ZEK situation and a global view of your commitments. You will be able to make the right decisions for the financing of your training.
How does credit brokerage work with Credial?
Submit your request online quickly and without obligation.
If you have any questions, our advisors are available to assist you throughout the process of opening your file.
During the discovery interview with a specialist, you will receive all the necessary information, clarify your needs, and effectively prepare your application.
This personalized approach ensures you will find the ideal financing with complete peace of mind.
Once the bank's approval is obtained, typically within 48 hours, your personal advisor will take the time to clearly present your financing solution.
You will then have the opportunity to customize the offer to perfectly meet your needs.
The legal withdrawal period of 14 days is established by the law on consumer loans. However, be aware that you do not have to activate the credit after this period has elapsed.
In addition, for global financing exceeding CHF 80,000, you have the option of receive the funds immediately, which will be transferred to the account of your choice.
A dedicacted certified advisor who takes the time to support you
At Credial, we grant great importance to your experience by providing you with a dedicated certified advisor.
Our commitment is reflected in continuous investments in the training of our advisors, so that they can offer you real added value.
Your advisor will listen to your needs and will provide you with all the information you need to help you make the right decisions.
A analyse full analysis of your solvency data andde credit capacity
The analysis phase is important for the success of your financing and is part of our support.
This accurate assessment will allow you to better understand your current financial situation and precisely determine your credit capacity. Cela vous permettra dans certains cas d'éviter un refus.
A personalized and adaptée
Because you are unique, you deserve financing that really takes into account your needs.
Our commitment to transparency is to keep you informed every step of the way and to take the time to clearly present your financing solution to you.
The secured and confidential treatment of your data
The protection and confidentiality of your data is our priority.
We have implemented rigorous protocols for identifying, processing and storing our customers' data in order to guarantee their safety in all circumstances.
In addition, we strictly comply with the most recent laws and regulations in this area.
Your questions on private credit in Switzerland.
How is my personal data used during the credit application process?
Credial’s credit application process prioritizes the security of your personal data at every stage. All of Credial’s partner banks are based in Switzerland, ensuring full compliance with Swiss data protection laws and regulations.
Strict security measures are implemented to safeguard the confidentiality of your information during collection and transmission to partner banks. You can be assured that your data is handled with the utmost care and in accordance with legal requirements.
How long does it take to process my private credit application?
The Credial team is committed to minimizing the processing time for your credit application, typically completing it within 24 hours. We work diligently to provide a quick and effective response to your request. However, please note that processing times may vary depending on the complexity of your application and the required documentation.
What conditions need to be met to qualify for an education loan?
To obtain a training credit, it is generally necessary to meet the same solvency requirements outlined in the Consumer Credit Act (LCC). These requirements include criteria such as the ability to repay the loan, a favorable credit history, and a stable financial situation.
Who will be in charge of my loan application
Your Credial personal advisor will be in charge of your file. This financial advisor will be your main contact person and will take care of the entire processing of your file. He will be responsible for coordinating all steps of the process, including communication with the bank or financial institution, to ensure that your credit application is managed professionally and effectively.
