Education Loan
Estimate your Education Loan and fast-track your career growth.
Enjoy greater freedom with the education loan
Invest in your success by financing your continuing education
A personal loan helps you fund your training project and unlock your potential. Our team assists you in accurately estimating your budget, including any potential reduction in your working hours.
Study in comfort with a personal loan
Continuing education requires reliable equipment—ergonomic chair, noise-cancelling headphones, and more. Set yourself up for success.
The best rates for your training.
Starting at 5.9%.
Benefit from the best conditions for your education loan thanks to our specialists and our partner banks. Your advisor will offer you personalized financing adapted to your budget.
Our education loan offers you Much more
An adapted monthly payment to your financial situation
Do you want a light monthly payment? Apply online and find out your budget. Your Credial advisor will present you with the solutions available to you.
We support you objectively.
Our mission is to support you for find the financing that's right for you. Then start the selected course with clear ideas.
ZEK solvency check: Update your data before applying for your education loan.
Your Credial advisor will offer you a complete analysis of your ZEK situation and a global view of your commitments. You will be able to make the right decisions for the financing of your training.
Financement des frais de scolarité, du matériel pédagogique et des stages
Un crédit privé permet de financer les frais de scolarité, le matériel pédagogique et les stages sans déséquilibrer votre budget. Il couvre aussi bien les droits d’inscription que l’achat d’équipements, de livres ou les frais liés aux déplacements et à l’hébergement. Avec un montant flexible et des mensualités adaptées, vous investissez dans votre formation en toute sérénité.
A dedicacted certified advisor who takes the time to support you
At Credial, we grant great importance to your experience by providing you with a dedicated certified advisor.
Our commitment is reflected in continuous investments in the training of our advisors, so that they can offer you real added value.
Your advisor will listen to your needs and will provide you with all the information you need to help you make the right decisions.
A analyse full analysis of your solvency data andde credit capacity
The analysis phase is important for the success of your financing and is part of our support.
This accurate assessment will allow you to better understand your current financial situation and precisely determine your credit capacity. Cela vous permettra dans certains cas d'éviter un refus.
A personalized credit solution tailored to your needs
Because you are unique, you deserve financing that really takes into account your needs.
Our commitment to transparency is to keep you informed every step of the way and to take the time to clearly present your financing solution to you.
The secured and confidential treatment of your data
The protection and confidentiality of your data is our priority.
We have implemented rigorous protocols for identifying, processing and storing our customers' data in order to guarantee their safety in all circumstances.
In addition, we strictly comply with the most recent laws and regulations in this area.
What conditions need to be met to qualify for an education loan?
To obtain a training credit, it is generally necessary to meet the same solvency requirements outlined in the Consumer Credit Act (LCC). These requirements include criteria such as the ability to repay the loan, a favorable credit history, and a stable financial situation.
What documents are required to apply for a training loan?
To apply for a training loan in Switzerland, you need to provide the following documents:
- Valid identification: Identity card or passport for Swiss citizens; B or C residence permit for foreign residents.
- Proof of income: The last three payslips if you are an employee; for self-employed individuals, the most recent full tax assessment issued within the last 12 months.
- Proof of address: Signed lease agreement if you are a tenant; for homeowners, the mortgage contract or recent mortgage statements.
These documents allow financial institutions to assess your repayment capacity and process your application efficiently.
What is the minimum and maximum amount for a training loan?
The minimum amount for a training loan is CHF 5,000. The maximum amount depends on your credit capacity, which is calculated based on your income during training and your expenses. The more stable your financial situation is, the better the financing can be tailored to your needs. A personalized evaluation helps determine the optimal amount to cover your training costs while staying within your budget.
What types of training are eligible for a training loan?
All types of courses are eligible for a training loan, whether it’s university studies, vocational training, private schools, advanced courses, or certifications. This financing can cover tuition fees as well as educational materials, internships, or travel expenses required for the training. Whatever your field, a training loan allows you to invest in your future with complete peace of mind.
Who is eligible for a training loan in Switzerland?
A training loan in Switzerland is available to individuals who continue their studies while maintaining a job with a monthly income of at least CHF 3,000. It is designed for employees in continuing education, professionals undergoing retraining, or those financing their studies without interrupting their work. The application is assessed based on income stability and repayment capacity.
