Motorcycle Loan: Finance your bike with confidence and peace of mind.
Enjoy greater freedom.
Ride as much as you want without mileage restrictions
Hit the road without constraints or additional costs thanks to our motorcycle loan. Enjoy the freedom to drive at your own pace, with unlimited mileage, with no restrictions.
Choose freely your insurance coverage
Free yourself from the constraints of leasing. You have total control over your level of insurance, whether it is civil liability (liability), partial coverage or total protection. Personalize your insurance contract so that it perfectly fits your needs, save and hit the road with total peace of mind.
Resell your motorcycle and pay off your loan without penalty whenever you want
Sell your motorcycle at your convenience, without any calendar constraints stress-free, and at no extra cost. You can then repay your credit early in a simple way and without penalties.
Get a no-obligation agreement in principle, valid for 90 days.
Once your motorcycle loan is approved, you can put it on hold at no cost until you find the bike of your dreams. Enjoy this financial flexibility by deferring the activation of your loan for up to 90 days. To learn more about this completely free option, feel free to contact our team.
Our loan offers you more than just a motorcycle.
Take advantage of an additional reserve for all extra costs.
Complete your motorcycle loan with an additional cash reserve, to cover the expenses of your motorcycle, including tires, maintenance, repairs, insurance. This option will allow you to hit the road with peace of mind.
Take advantage of a full tax deduction on the interest of your motorcycle loan.
Take advantage of tax advantages by fully deducting the interest from your motorcycle loan of your taxable income.
Take advantage of our loan consolidation service to ease your budget.
After analyzing your ZEK data, we will be in a position to offer you a simulation of grouping your loans with a single monthly payment. This will allow you to finance your motorcycle while simplifying your budget.
A dedicacted certified advisor who takes the time to support you
At Credial, we grant great importance to your experience by providing you with a dedicated certified advisor.
Our commitment is reflected in continuous investments in the training of our advisors, so that they can offer you real added value.
Your advisor will listen to your needs and will provide you with all the information you need to help you make the right decisions.
A analyse full analysis of your solvency data andde credit capacity
The analysis phase is important for the success of your financing and is part of our support.
This accurate assessment will allow you to better understand your current financial situation and precisely determine your credit capacity. Cela vous permettra dans certains cas d'éviter un refus.
A personalized credit solution tailored to your needs
Because you are unique, you deserve financing that really takes into account your needs.
Our commitment to transparency is to keep you informed every step of the way and to take the time to clearly present your financing solution to you.
The secured and confidential treatment of your data
The protection and confidentiality of your data is our priority.
We have implemented rigorous protocols for identifying, processing and storing our customers' data in order to guarantee their safety in all circumstances.
In addition, we strictly comply with the most recent laws and regulations in this area.
Can a motorcycle loan be used to finance a used motorcycle?
✅ Yes, a motorcycle loan can finance both new and used motorcycles.
The conditions remain the same: the loan is granted based on your financial situation and repayment capacity.
The advantage of a used motorcycle loan is that it allows you to freely choose your vehicle, whether from a dealership or a private seller. You can also include certain additional costs, such as maintenance or registration, in the financing.
📌 Need financing for a used motorcycle? Apply online at Credial.ch and get a quick response!
How can you repay a motorcycle loan early?
Early repayment of a motorcycle loan allows you to pay off your loan before the agreed term.
In Switzerland, according to the Consumer Credit Act (LCC), you can repay your loan at any time, either partially or in full, without excessive penalties. In the case of early repayment, interest is recalculated based on the actual loan duration.
This means you only pay interest accrued up to the repayment date, helping you save money.
📌 Want to repay your loan early? Contact Credial to learn more about the process and optimize your repayment.
How much can I borrow with a motorcycle loan?
The amount of a motorcycle loan generally ranges from CHF 5,000 to CHF 80,000, depending on your repayment capacity and the criteria set by the Consumer Credit Act (LCC).
The approved amount depends on several factors, including your income, credit history, and monthly expenses. The more stable your financial situation, the higher your chances of securing financing tailored to your project.
📌 Need a customized motorcycle loan? Apply online and receive a personalized offer quickly!
What do I need to qualify for a motorcycle loan in Switzerland?
To obtain a motorcycle loan in Switzerland, you must meet the criteria set by the Consumer Credit Act (LCC) and the requirements of financial institutions:
Age and Residence
- Be at least 20 years old and up to 67 years old.
- Be a resident of Switzerland (B permit for at least 1 year, C permit accepted).
Financial Capacity
- Have a regular income sufficient to repay the loan (minimum monthly income of CHF 3,000).
- Not be subject to legal proceedings or a default notice.
- Meet the LCC criteria, which require a budget assessment to ensure the loan is repayable without compromising the minimum subsistence level.
Required Documents
- Essential documents for your loan application (identity, income proof, etc.).
Loan Amount and Duration
- Loan amount: Generally between CHF 5,000 and CHF 80,000.
- Duration: From 12 to 84 months, depending on your repayment capacity
📌 Did you know? At Credial, we help you find the best financing solution tailored to your situation!
Make a non-binding request now!
