Lease buy-back
Simulate your lease buy-back and get your personalized offer
Own your vehicle with complete freedom.
Easily resell your vehicle on the second-hand market.
Get some of your money back by getting a good deal on the second-hand market. Then you can use these funds to Financing a future vehicle or other projects.
Enjoy total freedom with no mileage restrictions or penalties.
Become the owner of your vehicle with a lease buy-back. Avoid mileage penalties and use your vehicle based on your actual needs.
Keep your vehicle for as long as you need.
Lease buy-back lets you keep your vehicle as long as you want, with the freedom to sell it whenever you choose.
Keep your financial situation under control.
Check ZEK Database Update After Lease Buy-Back
Your Credial advisor handles the verification of your lease closure with ZEK, preventing any issues that may arise from potential errors.
Lower your insurance and maintenance costs
Own your vehicle and choose insurance and maintenance that fit your budget, reducing your costs.
Enjoy a new tax advantage
By replacing your lease with a personal loan, you gain a new tax benefit through the deductibility of interest. Your Credial advisor will guide you through the process.
How does credit brokerage work with Credial?
Submit your request online quickly and without obligation.
If you have any questions, our advisors are available to assist you throughout the process of opening your file.
During the discovery interview with a specialist, you will receive all the necessary information, clarify your needs, and effectively prepare your application.
This personalized approach ensures you will find the ideal financing with complete peace of mind.
Once the bank's approval is obtained, typically within 48 hours, your personal advisor will take the time to clearly present your financing solution.
You will then have the opportunity to customize the offer to perfectly meet your needs.
The legal withdrawal period of 14 days is established by the law on consumer loans. However, be aware that you do not have to activate the credit after this period has elapsed.
In addition, for global financing exceeding CHF 80,000, you have the option of receive the funds immediately, which will be transferred to the account of your choice.
A dedicacted certified advisor who takes the time to support you
At Credial, we grant great importance to your experience by providing you with a dedicated certified advisor.
Our commitment is reflected in continuous investments in the training of our advisors, so that they can offer you real added value.
Your advisor will listen to your needs and will provide you with all the information you need to help you make the right decisions.
A analyse full analysis of your solvency data andde credit capacity
The analysis phase is important for the success of your financing and is part of our support.
This accurate assessment will allow you to better understand your current financial situation and precisely determine your credit capacity. Cela vous permettra dans certains cas d'éviter un refus.
A personalized and adaptée
Because you are unique, you deserve financing that really takes into account your needs.
Our commitment to transparency is to keep you informed every step of the way and to take the time to clearly present your financing solution to you.
The secured and confidential treatment of your data
The protection and confidentiality of your data is our priority.
We have implemented rigorous protocols for identifying, processing and storing our customers' data in order to guarantee their safety in all circumstances.
In addition, we strictly comply with the most recent laws and regulations in this area.
Your questions on private credit in Switzerland.
How can I verify that my lease has been properly closed with the ZEK?
To ensure that your lease has been successfully settled, you should first contact the leasing organization directly. They can confirm the status of your contract. However, only by ordering a ZEK extract can you verify whether the lease has been officially reported as paid off. This verification is included in the services offered by Credial.
What is code 178?
The mention of code 178 on the driving license is actually an important restriction when it comes to the sale or transfer of a vehicle. In other words, if this code is on the license, it means that the owner of the vehicle cannot sell it or transfer it to someone else without first obtaining permission from the Automobile Office. In general, this mention is given to vehicles that have been financed through a leasing contract. Its aim is to ensure that all issues related to vehicle leasing are properly resolved prior to any sale or transfer of ownership.
Who will be in charge of my loan application
Your Credial personal advisor will be in charge of your file. This financial advisor will be your main contact person and will take care of the entire processing of your file. He will be responsible for coordinating all steps of the process, including communication with the bank or financial institution, to ensure that your credit application is managed professionally and effectively.
