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Relocation Loan

Simulate your personal loan and move with confidence.

Credit desired
CHF
Duration (12 to 84 months)
mo
Monthly payment*
70.80 CHF
Example of monthly payment calculated with an overall effective annual rate of 5.9% (maximum possible rate of 10.95%)
Request a credit
Legislation stipulates that the granting of credit is prohibited if it causes over-indebtedness (art. 3 LCD).
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Enjoy a greater freedom with the relocation loan

Prepare for your move. We take care of your personal loan.

Simplify your move now and ensure its financing with CREDIAL.Your advisor takes care of your credit to allow you to settle comfortably in your new home

Move with a free spirit by having the Appropriate budget

Do you want to move but also equip your new home? Your CREDIAL advisor helps you plan an appropriate budget and choose the best financing.

Custom rates
Starting from 5.9%

Get the best financing solutions for your move thanks to CREDIAL. Take advantage ofpersonalized credit and advantageous conditions.

Our relocation loan offers you Much more

Group your credits. See more clearly in your invoices

Do you have other credits, leases, or credit cards? A grouping of credits allows you to put your finances in order. Take the opportunity to combine your various commitments into a single bill.

ZEK solvency diagnosis. Let's get everything straight before credit

Your Credial advisor will offer you an analysis of your ZEK situation and an assessment of your financial situation to help you make the right decisions

Tax-deductible credit interest

The interest on your moving loan is deductible when you file your tax return in Switzerland. This is a significant financial advantage that can contribute to reduce the total cost of your loan.

Relocation Loan

How does credit brokerage work with Credial?

Submit your request online quickly and without obligation.

If you have any questions, our advisors are available to assist you throughout the process of opening your file.

During the discovery interview with a specialist, you will receive all the necessary information, clarify your needs, and effectively prepare your application.

This personalized approach ensures you will find the ideal financing with complete peace of mind.

Once the bank's approval is obtained, typically within 48 hours, your personal advisor will take the time to clearly  present your financing solution.

You will then have the opportunity to customize the offer to perfectly meet your needs.

The legal withdrawal period of 14 days is established by the law on consumer loans. However, be aware that you do not have to activate the credit after this period has elapsed.

In addition, for global financing exceeding CHF 80,000, you have the option of receive the funds immediately, which will be transferred to the account of your choice.

Credial's commitments for your Relocation Loan.

A dedicacted certified advisor who takes the time to support you

At Credial, we grant great importance to your experience by providing you with a dedicated certified advisor.

Our commitment is reflected in continuous investments in the training of our advisors, so that they can offer you real added value.

Your advisor will listen to your needs and will provide you with all the information you need to help you make the right decisions.

A analyse full analysis of your solvency data andde credit capacity

The analysis phase is important for the success of your financing and is part of our support.

This accurate assessment will allow you to better understand your current financial situation and precisely determine your credit capacity. Cela vous permettra dans certains cas d'éviter un refus.

A personalized and adaptée

Because you are unique, you deserve financing that really takes into account your needs.

Our commitment to transparency is to keep you informed every step of the way and to take the time to clearly present your financing solution to you.

The secured and confidential treatment of your data

The protection and confidentiality of your data is our priority.

We have implemented rigorous protocols for identifying, processing and storing our customers' data in order to guarantee their safety in all circumstances.

In addition, we strictly comply with the most recent laws and regulations in this area.

Your questions on private credit in Switzerland.

How is my personal data used during the credit application process?

Credial’s credit application process prioritizes the security of your personal data at every stage. All of Credial’s partner banks are based in Switzerland, ensuring full compliance with Swiss data protection laws and regulations.

Strict security measures are implemented to safeguard the confidentiality of your information during collection and transmission to partner banks. You can be assured that your data is handled with the utmost care and in accordance with legal requirements.

How long does it take to process my private credit application?

The Credial team is committed to minimizing the processing time for your credit application, typically completing it within 24 hours. We work diligently to provide a quick and effective response to your request. However, please note that processing times may vary depending on the complexity of your application and the required documentation.

What types of equipment can be financed with a personal loan for housing?

A personal loan offers flexibility, allowing you to finance any type of equipment, whether it's furniture, appliances, or home improvements, without specific restrictions.

Who will be in charge of my loan application

Your Credial personal advisor will be in charge of your file. This financial advisor will be your main contact person and will take care of the entire processing of your file. He will be responsible for coordinating all steps of the process, including communication with the bank or financial institution, to ensure that your credit application is managed professionally and effectively.

Bring your projects to life. Contact Credial.

*Example of calculation for a loan of CHF 15,000 over a period of 36 months with an overall effective annual rate (APR) between 5.9% and 10.95% depending on the level of solvency. The total cost of the loan varies between CHF 1,366 (with an APR of 5.9%) and CHF 2,534 (with an APR of 10.95%). The law specifies that the granting of credit is prohibited if it leads to a situation of over-indebtedness (Article 3 of the LCD). The total cost of credit calculated here is limited to the amount of interest calculated, excluding the cost of taking out optional monthly payment insurance.