Relocation Loan
Simulate your personal loan and move with confidence.
Enjoy a greater freedom with the relocation loan
Prepare for your move. We take care of your personal loan.
Simplify your move now and ensure its financing with CREDIAL.Your advisor takes care of your credit to allow you to settle comfortably in your new home
Move with a free spirit by having the Appropriate budget
Do you want to move but also equip your new home? Your CREDIAL advisor helps you plan an appropriate budget and choose the best financing.
Custom rates
Starting from 5.9%
Get the best financing solutions for your move thanks to CREDIAL. Take advantage ofpersonalized credit and advantageous conditions.
Our relocation loan offers you Much more
Group your credits. See more clearly in your invoices
Do you have other credits, leases, or credit cards? A grouping of credits allows you to put your finances in order. Take the opportunity to combine your various commitments into a single bill.
ZEK solvency diagnosis. Let's get everything straight before credit
Your Credial advisor will offer you an analysis of your ZEK situation and an assessment of your financial situation to help you make the right decisions
Tax-deductible credit interest
The interest on your moving loan is deductible when you file your tax return in Switzerland. This is a significant financial advantage that can contribute to reduce the total cost of your loan.
Combine your loans. Simplify your bills.
Do you have other loans, leases, or credit cards? A credit consolidation helps you organize your finances. Take advantage of it to combine your various commitments into a single payment.
A dedicacted certified advisor who takes the time to support you
At Credial, we grant great importance to your experience by providing you with a dedicated certified advisor.
Our commitment is reflected in continuous investments in the training of our advisors, so that they can offer you real added value.
Your advisor will listen to your needs and will provide you with all the information you need to help you make the right decisions.
A analyse full analysis of your solvency data andde credit capacity
The analysis phase is important for the success of your financing and is part of our support.
This accurate assessment will allow you to better understand your current financial situation and precisely determine your credit capacity. Cela vous permettra dans certains cas d'éviter un refus.
A personalized credit solution tailored to your needs
Because you are unique, you deserve financing that really takes into account your needs.
Our commitment to transparency is to keep you informed every step of the way and to take the time to clearly present your financing solution to you.
The secured and confidential treatment of your data
The protection and confidentiality of your data is our priority.
We have implemented rigorous protocols for identifying, processing and storing our customers' data in order to guarantee their safety in all circumstances.
In addition, we strictly comply with the most recent laws and regulations in this area.
Can an international relocation be financed with a personal loan?
No, a moving loan cannot finance an international relocation. The bank's terms and conditions specify that in the event of departure abroad, the loan must be fully repaid. Given this requirement, a loan to finance a move outside Switzerland will not be granted.
What expenses can a relocation loan cover?
A relocation loan allows you to finance all expenses related to your relocation. This includes the cost of professional movers, vehicle rental, the security deposit for your new home, as well as furnishing or renovation work. You can also use the loan to purchase new furniture and appliances, making your move easier without impacting your savings.
What is the amount of a relocation loan?
A relocation loan allows you to comfortably finance a move by covering not only transportation costs but also additional expenses such as a security deposit, furniture, or potential renovation work. In Switzerland, the average moving budget is around CHF 2,500, but costs can quickly rise depending on the distance and chosen services. With a minimum amount of CHF 5,000, a moving loan provides a cash flow buffer to anticipate unexpected expenses and settle smoothly into your new home.
What types of equipment can be financed with a personal loan for housing?
A personal loan offers flexibility, allowing you to finance any type of equipment, whether it's furniture, appliances, or home improvements, without specific restrictions.
Who is eligible for a relocation loan in Switzerland?
Obtaining a relocation loan in Switzerland is quick and easy. You simply need to be between 20 and 67 years old, have lived in Switzerland for at least one year, and be either a Swiss citizen or hold a B or C residence permit. A minimum monthly income of CHF 3,000 is required, and applications are processed quickly to ensure financing tailored to your budget.
